Jairam Sridharan
CEO, Piramal Retail Finance
Jairam Sridharan is the CEO of Piramal Retail Finance, including the Housing Finance vertical of Piramal Group. Over the last 20 years of his career, Jairam has served in a range of domestic and international retail finance roles.
Prior to his current role at Piramal Group, Jairam has handled a variety of roles at Axis Bank. He was previously President, Retail Lending & Payments at Axis Bank. In this role, he was responsible for driving growth in the retail lending and payments businesses comprising retail lending products (home, car, personal & other loans), cards business (credit, debit & prepaid) and the agriculture & rural lending business. In his 5 years in this role, Axis Bank saw industry leading, 6X growth and emerged as one of the top 5 retail lending institutions in the country. At the time of his departure at Axis Bank, Jairam was heading the Finance function as the CFO of Axis Bank.
Before joining Axis Bank, Jairam served Capital One Financial, a consumer bank based in Richmond, VA (USA) as Head – ‘New to Credit’ Card Acquisitions in the US Cards Business. At the start of his career with ICICI Bank, he played a key role in their initial foray into the retail lending businesses, serving as Head – Business Intelligence Unit.
Jairam holds a Bachelor of Technology degree in Chemical Engineering from IIT Delhi and Post Graduate Diploma in Management from IIM Kolkata where he was awarded a Roll of Honour for academic excellence.
In 2015, Mr. Sridharan was chosen by The Economic Times as a part of their “40 Under 40” list of India’s hottest business leaders. In 2019, Institutional Investor magazine named Jairam “Best CFO” in their All-Asia Executive team for Banks, based on Sell-Side analyst votes. Jairam is an avid reader and likes to spend his free time travelling with his family and looking for a track to run.
