Consolidated Revenue
Net Profit*
Net Worth
Capital Adequacy
Total AUM
Growth:Legacy AUM
Mix
Growth AUM
55% YoY
Legacy AUM
50% YoY
66% since FY 2021-22
Retail AUM
70% of Total AUM
Wholesale 2.0 AUM
Note: (*) Impacted by net AIF provision of ₹ 2,473 crore during FY 2023-24
Conventional Branches
Microfinance Branches
Cities/Towns
States/UTs
Districts served
Retail Customers franchise*
Active Customers
New customers added in FY 2023-24
Note: (*) Includes existing / past borrowers as well as co-borrowers
Women Beneficiaries of Loan Products
Beneficiaries of Financial Literacy programmes
Lives touched through CSR
Women Directors on Board
Employee strength
Piramal Enterprises Limited (PEL) is a leading, listed, diversified Non-Banking Financial Company (NBFC) in India, registered with Reserve Bank of India (RBI), with prominent presence across Retail Lending, Wholesale Lending, Alternatives and Life Insurance. The Company has investments and assets worth around US$ 10 billion, with a network of 490 branches across 26 states/UTs. PEL has built a technology platform driven by artificial intelligence (AI), with innovative financial solutions that cater to the needs of varied industry verticals. PEL forayed into the financial services sector with its wholly-owned subsidiary Piramal Capital & Housing Finance Limited (PCHFL), a housing finance company regulated by RBI and National Housing Bank (“NHB”) that is engaged in various financial services businesses.
In Retail Lending, we offer multiple products, including housing loans, loan against property, used car loans, small business loans, personal loans and microfinance to Indian budget conscious customers.
In Wholesale lending, we cater to both real estate and non-real estate sectors, offering multiple products including construction finance, structured debt and senior debt to diverse corporate clients.
Piramal Alternatives is the fund management business of the Piramal Group and a leading institutional capital provider in India. With a total of $1.5 billion under management, the company has established deep, decades-long relationships with renowned investors such as CPPIB, CDPQ, IFC, and global partners like Bain Capital.
PEL has a 50% stake in Pramerica Life Insurance (a joint venture with Prudential International Insurance Holdings). Pramerica Life Insurance provides a wide range of life insurance solutions for individuals as well as groups.
PEL is the flagship company of the Piramal Group, a renowned global business conglomerate with expertise in sectors including Financial Services, Pharmaceuticals and Real Estate. The Group has offices in over 30 countries and a global brand presence in over 100 markets. Driven by its core values, the Group consistently strives for inclusive growth, while adhering to ethical and values-driven practices.
01
We aim to serve our customers, community, employees, partners, and all other stakeholders by putting their needs and well-being first.
02
We aim to make a positive difference through our products, services, customer-centric approach, and innovation-led research.
03
We live by our values in our everyday actions, decisions, and conduct, at a personal and professional level.
At Piramal Group, our core values of Knowledge, Action, Care, and Impact are integral to our guiding philosophy. These values represent our deeply held beliefs and define us at the individual as well as organisational levels. Shaped by our legacy and collective experience, they determine how we interact with our stakeholders, what we identify with and what we love and cherish. We encourage a deep understanding of these core values and believe in institutionalising them across the organisation to build a distinctive Piramal culture.
For more information about Piramal Group visit: https://www.piramal.com/
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